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What is GemZone?

GemZone is Access Bank’s customer loyalty
program. Our way of saying thank you for
banking with us. We reward you with gempoints
for your everyday transactions.

How to earn Gempoints

Earn gempoints on your everyday transactions.

  • Pay bills, purchase airtime and transfers.
  • Spend with your credit card.
  • Monthly deposit and savings.

How to Redeem Gempoints

To get started,


GemZone Travel

GemZone Experience

GemZone Airtime & Bills

GemZone Vouchers

Gemzone Movies

GemZone Meals

GemZone Features

Profile Page

Edit your profile
page e.g. user name, password etc.

Get Important

Recieve important notifications on the go.

Get Transaction

View your transaction details from
the statement tab when you log
into your GemZone account

Transfer Points

Transfer your GEM Points to your
friends and family.

Bid For Auction

Bid for exclusive items from the
auction page in your GemZone


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